1% annual fee of total trust value. .5% goes to the trustee and .5% goes to the Registered Investment Advisor (1% per year total).

A 1-time $10,000 fee taken at escrow close to pay for the trust establishment. This fee is directly sent to the tax attorney that establishes the trust.

$850 paid annually from the trust to file the trust's tax return

$40 paid monthly from the trust for the Trust's Citi Bank Account ($85 total, we cover $45)

*The 6% yearly income steam is net after all fees and based on the principle invested.

No, you can not use this for your current trust. Additionally, you can not be the direct trustee of the trust. You maintain control over the trust with the promissory note granted to you at the time of the sale. This note fully protects your assets in the trust and grants you control.

No, we recommend only putting the taxable gain inside the trust. You are allowed to take your basis out, untaxed. If you want a larger, passive income, and do not require a large sum of cash, we recommend putting the entirety inside the trust instead.

- Fees.

- You can not be the trustee (which is not necessarily bad).

- There has to be a business purpose for the trust other than deferring taxes. To combat this, there is a profit sharing agreement on the additional upside after payouts (never effecting principal).

You can see the funds from the Citi Bank app on your phone, just like having an additional bank account. Withdrawals from principal require documentation since they trigger certificate of receipt, requiring capital gains to be paid.

Yes; however, on a pro-rata basis. Married couples receive up to a $500,000 tax break and singles receive up to a $250,000 tax break. For example, you are married and have a $1,000,000 personal residence with a $100,000 basis ($900,000 taxable gain). in this case, you would be able to access 1/10th of the 121 exemption since you are only taking 1/10th of the assets value. The rest of the money will be left in the trust.

if you decide to sell and pay the tax, you will be on the hook for capital gains tax on $400,000 if you're married or $650,000 if you are single. Your capital gains tax bracket is determined by the entire gain before the 121 exemption.

Monetizing is the act of taking a loan from the installment trust after it is established. This collateralizes the trust in your name, which is illegal since the trustee is technically the "Owner" of the asset. Any loans taken with the trust as collateral are subject to taxation and penalties; therefore, we do not allow them. Monetized Installment Sales are on the IRS Dirty Dozed list and are NOT analogous to Structured Installment Sales.

At any time, you may leave the trust. By doing so, you are subject to the original capital gains tax you would have paid. This will immediately fulfil the financing agreement and all pre-taxed funds will be sent to you. If you previously performed a SIS Trust with your personal residence, you will still receive the 121 tax exemption ($250,000-$500,000 tax break) at the time of liquidation.

Yes, the SIS Trust can be passed down from generation to generation. After passing, the SIS Trust receives a step up in basis, granting your heirs the option to liquidate tax-free or continue to grow and collect from the trust.